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		<title>April 2012 &#8211; KiwiSavers Unaware of Scheme Changes</title>
		<link>http://life-timefinancialgroup.co.nz/newsletter/april-2012-kiwisavers-unaware-of-scheme-changes?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=april-2012-kiwisavers-unaware-of-scheme-changes</link>
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		<pubDate>Wed, 25 Apr 2012 12:34:51 +0000</pubDate>
		<dc:creator>Bronwyn</dc:creator>
				<category><![CDATA[Newsletter]]></category>
		<category><![CDATA[KiwiSaver]]></category>

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		<description><![CDATA[There have been changes to KiwiSaver that could have a big impact on how much money employers contribute to the scheme, which may have passed unnoticed by many members. The changes, which kicked in this month, affect the way KiwiSaver &#8230;]]></description>
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		<title>March 2012 &#8211; 6 Quick Questions</title>
		<link>http://life-timefinancialgroup.co.nz/newsletter/march-2012-6-quick-questions?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=march-2012-6-quick-questions</link>
		<comments>http://life-timefinancialgroup.co.nz/newsletter/march-2012-6-quick-questions#comments</comments>
		<pubDate>Sun, 25 Mar 2012 08:00:51 +0000</pubDate>
		<dc:creator>Bronwyn</dc:creator>
				<category><![CDATA[Newsletter]]></category>
		<category><![CDATA[financial goals]]></category>

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		<description><![CDATA[You May Wish To Answer&#8230; 1. I am ______ years old. 2. I have worked for ______ yrs. 3. I have saved ______ dollars. 4. My net worth is _________. 5. The value of my estate is _______ . 6. &#8230;]]></description>
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		<title>February 2012 &#8211; Do you have ACC Cover that won&#8217;t pay out ?</title>
		<link>http://life-timefinancialgroup.co.nz/newsletter/february-2012-do-you-have-acc-cover-that-wont-pay-out?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=february-2012-do-you-have-acc-cover-that-wont-pay-out</link>
		<comments>http://life-timefinancialgroup.co.nz/newsletter/february-2012-do-you-have-acc-cover-that-wont-pay-out#comments</comments>
		<pubDate>Sun, 26 Feb 2012 11:34:52 +0000</pubDate>
		<dc:creator>Bronwyn</dc:creator>
				<category><![CDATA[Newsletter]]></category>
		<category><![CDATA[ACC]]></category>

		<guid isPermaLink="false">http://life-timefinancialgroup.co.nz/?p=1891</guid>
		<description><![CDATA[ACC has a scheme that is specifically designed for those that are self-employed or shareholders. If you answer yes to the following two questions&#8230;&#8230;.. Are you full-time self-employed or a shareholder ? Do you pay yourself drawings (as opposed to &#8230;]]></description>
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		<title>January 2012 &#8211; Welcome to 2012 !</title>
		<link>http://life-timefinancialgroup.co.nz/newsletter/january-2012-welcome-to-2012?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=january-2012-welcome-to-2012</link>
		<comments>http://life-timefinancialgroup.co.nz/newsletter/january-2012-welcome-to-2012#comments</comments>
		<pubDate>Mon, 30 Jan 2012 11:06:38 +0000</pubDate>
		<dc:creator>Bronwyn</dc:creator>
				<category><![CDATA[Newsletter]]></category>
		<category><![CDATA[financial goals]]></category>

		<guid isPermaLink="false">http://life-timefinancialgroup.co.nz/?p=1860</guid>
		<description><![CDATA[Once again the New Year brings the promise of starting fresh in all areas of our lives – including our finances. So, it makes sense to capitalise on that spirit by making a list of New Year’s Financial Resolutions to &#8230;]]></description>
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		<title>December 2011 &#8211; It seems to happen every January</title>
		<link>http://life-timefinancialgroup.co.nz/newsletter/december-2011-it-seems-to-happen-every-january?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=december-2011-it-seems-to-happen-every-january</link>
		<comments>http://life-timefinancialgroup.co.nz/newsletter/december-2011-it-seems-to-happen-every-january#comments</comments>
		<pubDate>Thu, 15 Dec 2011 20:32:18 +0000</pubDate>
		<dc:creator>Bronwyn</dc:creator>
				<category><![CDATA[Newsletter]]></category>
		<category><![CDATA[Christmas]]></category>
		<category><![CDATA[financial goals]]></category>

		<guid isPermaLink="false">http://life-timefinancialgroup.co.nz/?p=1793</guid>
		<description><![CDATA[We resolve to better ourselves in some way: mentally, physically, spiritually, financially, in relationships&#8230;.and more. However, statistics confirm that about 75 percent of us stick to our goals for at least a week&#8230;.. and that less than half of us &#8230;]]></description>
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