LIFE-TIME Financial Group: unbiased financial advice for Savings, Investments, Retirement Planning, Kiwisaver and Insurances
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New Zealand's leading provider of research based financial advice for Insurances, KiwiSaver, Investments and Retirement Planning

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  • Insurance
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      • Life Insurance Cover
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  • Retirement
    • What Happens If You Live Too Long
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    • Choosing Investments
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    • LIFE-TIME Investment Audit
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    • Will KiwiSaver be enough?
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    • KiwiSaver Scheme Comparison
  • Business
    • Business Insurances and Services
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    • Free Business Succession Document
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Impartial Evidence Based Financial Advice Using Independent Research

LIFE-TIME Financial Advice

LIFE-TIME PARTNERS

Financial Security for a Lifetime

LIFE-TIME Financial Group provide impartial research backed advice on all aspects of financial planning for Investments, KiwiSaver, Savings, Insurance and Succession Planning.

With financial advisers based in North Shore, Auckland, Bay of Plenty and Waikato, we can ensure you're prepared for whatever life throws at you.

Evidence Based Financial Advice
Retirement and KiwiSaver Advice

WHAT HAPPENS WHEN

YOU LIVE TOO LONG?

61% of people between the ages of 44 and 75 fear outliving their income more than they fear death and New Zealand's life expectancy is 80.1 years.

Do you have sufficient savings and investments for a long and enjoyable retirement?

Retirement Planning & KiwiSaver
Disability Insurance

WHAT HAPPENS IF

YOU CAN'T WORK?

1 in 3 people will be unable to work for 90 days or longer at least once before age 65 due to illness, injury or disability.

Whether you are employed, self-employed or a business owner, ensure you have the right protection. Are you prepared for the unexpected?

Insurance for the unexpected
Life Insurance

WHAT WILL HAPPEN IF

YOU DIE TOO SOON?

13% of people over the age of 30 will die before they reach retirement: 1 in 6 men and 1 in 9 women. Will your family be looked after without you?

Protect your family with Life Insurance, Investments and Asset Management should the worst happen.

Protect Your Family's Future
Investments Insurance KiwiSaver Mortgages Reduce ACC Calculators Business Meet the Team Contact a Specialist

Specialist Advice from Impartial Financial Advisers

LIFE-TIME Financial Group offer impartial financial advice using independent research from at least five separate sources which means we can offer the best value and lowest cost Life Insurance, Medical Insurance and Investment options plus Retirement and KiwiSaver fund recommendations to maximise your retirement goals.

Compare KiwiSaver schemes and your Retirement plan & Investments with advice from the most up to date financial research and reduce the costs of your Life, Disability and ACC Insurance with the most cost-effective policies for your needs. Start with our Free KiwiSaver Comparison.

  • Life, Disability and Medical Insurance
  • KiwiSaver and Retirement Planning
  • Business Succession Planning
  • ACC: Reduce Your Costs, Charges and Levies
  • Investment and Savings Planning

We have no tied relationships and are independent from investment funds and insurance providers with access to all of New Zealand’s leading companies. Let us show you how you can make the most of your money with best impartial advice available.

To find out how LIFE-TIME Financial Group can reduce your Insurance costs, lower your ACC payments and get the maximum returns from your investments call us today on 0800 LIFE-TIME.

  • Insurance
    Get a quote

    Get a great deal on Personal or Business Insurance by applying for for a FREE, no obligation unbiased multi-policy recommendation backed by independent industry research.

    Get the best cover through LIFE-TIME.

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  • Free Financial
    Review

    If you are unsure of your current investment, insurance and retirement requirements or want to see if you're on the right track, request a free financial healthcheck for unbiased advice based on independent research.

    • Business Owner Healthcheck
    • Individual Healthcheck

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  • Latest Blog
    update

    April 2018 Newsletter: KiwiSaver Options at 65

    In this month's edition, we look at KiwiSaver options at 65 and provide a couple of tips to boost your willpower. Continue reading >

    LIFE-TIME Insurance

    • Insurance
    • ACC Levy Reduction
    • Insurance Made Simple
    • Life Insurance Cover
    • Trauma Cover
    • Income Protection Cover
    • Medical Insurance
    • Mortgage Repayment Cover
    • Survivors Income Cover
    • Rural Key Person Cover
    • Business Expenses Cover
    • Key Person Cover
    • Funeral Fund
    • Golden Life
    • Total and Permanent Disability Cover
    • Life Insurance
    • Medical Insurance
    • Disability Insurance
    • Income Protection Insurance
    • Trauma Insurance
    • LIFE-TIME Insurance Audit

    Financial Planning

    • Investments
    • Choosing Investments
    • Investment Monitoring
    • Financial Planning
    • Mortgage Assistance
    • LIFE-TIME Investment Audit
    • Retirement
    • What Happens If You Live Too Long
    • Retirement Facts
    • Retirement Solutions
    • Retirement Planning
    • Estate Planning Checklist
    • LIFE-TIME Retirement Road Map
    • KiwiSaver
    • KiwiSaver at a Glance
    • Will KiwiSaver be enough?
    • KiwiSaver for Adults
    • KiwiSaver for The Self-Employed
    • KiwiSaver for Children
    • KiwiSaver Scheme Comparison

    Additional Resources

    • Resources
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    • Consolidating Debt Calculator
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    • Holiday Budget Calculator
    • Invest or Pay-Off Calculator
    • Life Insurance Calculator
    • Mortgage Payment Calculator
    • Mortgage Repayment Calculator
    • Mortgage Refinance Calculator
    • Mortgage Affordability Calculator
    • Retirement Fund Calculator
    • Retirement Living Costs Calculator
    • Savings and Expenses Calculator
    • Savings Growth Calculator
    • Savings Target Calculator
    • Saving for a Goal
    • External Links

    Impartial Financial Advice

    • Evidence Based Financial Advice
    • What our Customers Say
    • Case studies
    • Meet The Team
    • Our Mission
    • The LIFE-TIME Brand
    • Newsletter
    • Contact Us
    • Individual Financial Health Check
    • Savings and Family Funding
    • Cash Management
    • Get a Quote
    • Business
    • Business Insurances and Services
    • Business Succession Planning
    • Business Financial Health Check
    • Free Business Succession Document

    Unbiased and Impartial Research Based Financial Advice | Copyright © 2011-2019 LIFE-TIME FINANCIAL GROUP, all rights reserved

    Disclaimer: LIFE-TIME is unable to guarantee the accuracy, completeness or fairness of information contained within this website. The information shown does not in any way constitute a recommendation and should not be acted upon without first obtaining professional advice: Speak with an Authorised Financial Adviser. This website is operated by LIFE-TIME Financial Group and is not endorsed by, or affiliated with, the New Zealand government or Inland Revenue. The KiwiSaver trade mark and logo is used under licence from Inland Revenue. To view the official New Zealand government KiwiSaver website, please go to www.kiwisaver.govt.nz