LIFE-TIME Financial Group is a privately owned New Zealand financial planning organisation with over 40 years of industry experience. We set ourselves apart from the competition by providing impartial research based advice coupled with the on-going service required to achieve your financial goals and lifestyle security.
Working together as a team means LIFE-TIME Financial Group can offer specialist advice for:
- Retirement Planning
- Investment Planning
- Life, Medical and Disability Insurance
- ACC Levy Reduction
- Mortgage Advice
- Business Owner Insurances and;
- Shareholder Succession Protection & Planning
LIFE-TIME’s policy is to put our clients’ best interest first by having no commitments, obligations or tied relationships with any financial product provider such as a fund manager, life insurance company or financial institution. In contrast, many of our competitors may be tied to providing only a limited number of products.
Our approach means we can give truly impartial advice about all wealth related matters to truly balance the benefits and risks for our clients
LIFE-TIME is also unique in that we purchase two sources of independent investment research and three sources of independent insurance (risk management) research to give a clear picture of all of your options.
Our impartial, research based recommendations set us apart from our competitors and has resulted in an extremely loyal client base who appreciate the integrity, trust and service we provide.
Of course you don’t have to take our word for it when our clients have been so open and positive about our work through their testimonials.
How much does advice cost from LIFE-TIME Financial Group?
Financial Advice can be paid for in a number of ways including Fees (paid upon advice) or upon taking up advice: when an Authorised Financial Advisor introduces a client to a new product they may be paid a commission by that product provider. In most situations, the commission payment(s) will negate the requirement to charge a fee for the service and in many cases, there would be no additional charge(s) when a client takes up the appropriate product for their needs.
At all times, our advisers will advise fees and any commission with transparency and openness. You may be surprised to hear how our business model is focussed on ensuring you are happy with our services today and in years to come.
Our Authorised Financial Advisers are:
required to tell you the specific fees, commissions, extra payments, and other benefits that they have received or will, or may, receive in relation to the services which are provided to you. They must tell you these things before they give you advice or, if that is not practicable, as soon as practicable after advice is given.
Request a Disclosure Statement
At LIFE-TIME, we have built our business through referrals and long-term clients and our ethical business model puts you first. To find out how we do this, please contact Gary Skeates for a Primary Disclosure Statement or arrange a consultation by calling 09 418 5000.