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New Zealand's leading provider of research based financial advice for Insurances, KiwiSaver, Investments and Retirement Planning

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Consolidating Debt Calculator

Is it worth consolidating your debt?

The Debt Consolidation Calculator will give you an indication of the benefits of consolidating all of your debts into one lump sum. You’ll be able to compare current debt against that offered by the consolidated loan.

This calculator is valid for New Zealand and other countries.

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LIFE-TIME Insurance

  • Insurance
  • ACC Levy Reduction
  • Insurance Made Simple
  • Life Insurance Cover
  • Trauma Cover
  • Income Protection Cover
  • Medical Insurance
  • Mortgage Repayment Cover
  • Survivors Income Cover
  • Rural Key Person Cover
  • Business Expenses Cover
  • Key Person Cover
  • Funeral Fund
  • Golden Life
  • Total and Permanent Disability Cover
  • Life Insurance
  • Medical Insurance
  • Disability Insurance
  • Income Protection Insurance
  • Trauma Insurance
  • LIFE-TIME Insurance Audit

Financial Planning

  • Investments
  • Choosing Investments
  • Investment Monitoring
  • Financial Planning
  • Mortgage Assistance
  • LIFE-TIME Investment Audit
  • Retirement
  • What Happens If You Live Too Long
  • Retirement Facts
  • Retirement Solutions
  • Retirement Planning
  • Estate Planning Checklist
  • LIFE-TIME Retirement Road Map
  • KiwiSaver
  • KiwiSaver at a Glance
  • Will KiwiSaver be enough?
  • KiwiSaver for Adults
  • KiwiSaver for The Self-Employed
  • KiwiSaver for Children
  • KiwiSaver Scheme Comparison

Additional Resources

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Impartial Financial Advice

  • Evidence Based Financial Advice
  • What our Customers Say
  • Case studies
  • Meet The Team
  • Our Mission
  • The LIFE-TIME Brand
  • Newsletter
  • Contact Us
  • Individual Financial Health Check
  • Savings and Family Funding
  • Cash Management
  • Get a Quote
  • Business
  • Business Insurances and Services
  • Business Succession Planning
  • Business Financial Health Check
  • Free Business Succession Document

Unbiased and Impartial Research Based Financial Advice | Copyright © 2011-2018 LIFE-TIME FINANCIAL GROUP, all rights reserved

Disclaimer: LIFE-TIME is unable to guarantee the accuracy, completeness or fairness of information contained within this website. The information shown does not in any way constitute a recommendation and should not be acted upon without first obtaining professional advice: Speak with an Authorised Financial Adviser. This website is operated by LIFE-TIME Financial Group and is not endorsed by, or affiliated with, the New Zealand government or Inland Revenue. The KiwiSaver trade mark and logo is used under licence from Inland Revenue. To view the official New Zealand government KiwiSaver website, please go to www.kiwisaver.govt.nz