Contact LIFE-TIME for a Quote
If you are not sure about the level of coverage you require or what your options are available for your circumstances then we are here to assist.
The LIFE-TIME team is well qualified, friendly and offers evidence based advice using independent research to illustrate how policies compare. We welcome the opportunity to demonstrate the value we can add without obligation.
We have no ties or commitments with any insurance provider and our loyalty is to you with our objective to put your best interests first with superior service.
INCOME PROTECTION / CONTINUATION INSURANCE
Income Protection helps to ensure your day to day expenses, and other on-going costs are paid in the event of ill-health or disability and provides:
- Regular income so your current standard of living isn’t compromised should the unexpected happen
Research indicates this is the most important insurance cover a person can carry as it insures your greatest asset: your ability to earn.
Part of being human is that we regard ourselves as bullet proof. We press on with life day after day in the expectation that we will forever be physically and mentally able to do so. However, world-wide statistics show that one person in every three will suffer a long term disability during their lifetime.
32% of Men and 37% of Women will become disabled for six months or more before the age of 65
Many people believe they are covered by ACC but the reality is quite different:
ACC covers you for accident only and 3 out of 4 people in hospital are there due to sickness or disability and when compensation for injury is a reduced payment.
GET A QUOTE OR COMPARE YOUR EXISTING COVERAGE
Your LIFE-TIME Financial Advisors will automatically provide a multi-company premium Quotation Summary with a recommendation, supported by two sources of purchased independent research to compare what you really get for your money.
Your LIFE-TIME Authorised Financial Adviser or Registered Financial Adviser can interpret the wording and provide you with unbiased advice that is best for your personal circumstance.
Please us below for a no obligation recommendation and multi-company premium quotation summary or go to the ‘Individual Financial Health Check’ and complete the section on Medical Insurance as well as your contact details.