- Entry age for an adult is age 17 to 65 next birthday.
- Payable fortnightly or monthly by direct debit
- Premiums are fixed at the rate determined on the rate chart (see opposite) over the 10 year payable period.
Level of cover
- Cover can be for one or two adults as well as your children.
- $12,000 for each adult life.
- $6,000 for children aged 10 or more at date of death.
- $2,000 for children aged less than 10 years at date of death.
- No medical questions are asked.
- You are covered immediately for accidental death.
- If death in the first year is other than by accident, we make a full refund of the premiums paid.
- If death in the second year is other than by accident we will pay one and a half times the premiums paid.
- From year three onwards you will receive full cover.
- You can include your whole family at a discount.
Funeral Fund rates
The level fortnightly premium per $12,000 Sum Assured, payable for ten years.
- For a child up to age 18 next birthday the additional cost is $4.00 per child per fortnight.
- For a second adult life on the same policy, a discount is available of $1.00 per fortnight