Health Insurance Options
Medical Insurance is used to offset the rising costs of health care by paying specified amounts. The two key reasons you should consider private medical insurance are:
When it comes to acute (emergency) services, the public health system in NZ is excellent. Unfortunately, you are unlikely to receive the same level of urgency if you are suffering from a non-acute medical condition, you could end up waiting months, sometimes years for surgery; in the meantime your life is on hold – you may be unable to work or even enjoy your social life which will have a real financial impact.
MedSafe is the government body that approves drugs for use in NZ. Pharmac, which manages a list of subsidised pharmaceuticals on behalf of the government, does not subsidise all of these drugs.
There are now two medical insurance plans in NZ which will pay for any drug that has been approved by MedSafe, irrespective of whether those costs are subsidised or not.
Enquire about Medical Insurance
Please us below for a no obligation recommendation and multi-company premium quotation summary or go to the ‘Individual Financial Health Check’ and complete the section on Medical Insurance as well as your contact details.