Reduce your ACC costs with LIFE-TIME
For most New Zealanders, ACC payments are a matter of fact. But the costs of ACC cover can be greatly reduced by looking at changing ACC schemes or using Insurance to supplement the cover that ACC provides to reduce your levy payment.
Our Financial Advisors are based in North Shore, Auckland, Bay of Plenty and Waikato and can assist you with the most appropriate cover for your needs.
ACC for Self Employed and Shareholders
ACC has a scheme that is specifically designed for those who are self-employed or shareholders.
- Are you full-time self-employed or a shareholder ?
- Do you pay yourself drawings (as opposed to PAYE) ?
If you answered yes to those two questions, then you should be talking to LIFE-TIME!
If you are self employed or a company shareholder and paid via PAYE, then talk to us about how you can benefit from making changes to your ACC structure.
Are you receiving all the safety discounts to which you are entitled?
In recent months, we have been able to substantially reduce our clients’ ACC levies, whilst also ensuring our clients have a better chance of claiming on their ACC cover.
Here are just some reasons why changing ACC schemes could be of benefit to you :-
- Your income fluctuates
- Your personal income is not a true indication of actual earnings
- You split your income with a partner
- Your business will still generate income if you are injured
- Your personal job description differs from your business classification
- You have an alternative income replacement insurance cover
- Joe is a builder earning a taxable income of $100,000 pa and paying $6,600 a year in ACC levies. His Income Protection and Life Cover costs $3,000 a year
- Total Protection = $9,600 a year
- Joe transferred to a self-employed scheme and now pays $2,600 a year to ACC (and also added Medical for his family and Trauma cover)
- Joe now has more comprehensive insurance cover (covers accident, illness and medical) and has reduced his expenses by $2000 per year
- Total Protection = $7,600 a year
Free E-BOOK – “20 Ways to Reduce Your ACC Payments”
For self-employed people and business owners LIFE-TIME Financial Group is delighted to offer the complimentary e-book showing you how you can reduce your ACC Levies and payments to save thousands each year.
The e-book is authored by Barry Vincent, LIFE-TIME Financial Group’s ACC and Corporate Risk Specialist and gives real-world examples of how clients have saved up to 90% on their ACC Levies with an ACC Audit.
- Download 20 Ways to Save on ACC – PREVIEW (0.8MB)
To download the full e-book with no obligation, simply send us your details and we’ll give you a call back to discuss how we can help you save thousands.
Speak to a LIFE-TIME Financial Adviser today on 09 418 5000 or use the contact form below. Alternatively, complete the LIFE-TIME Insurance Audit form.