What happens if I become disabled?
One in three people will become disabled for 90 days or longer at least once before age 65.
Naturally, we hope it will never be us; however the hospitals are full of people today that yesterday didn’t expect to be there and the majority are there due to sickness or disability, not because of an accident.
If you were to become disabled, it’s not important ‘how’ it happened, but rather the insurance you have in place to ensure you receive prompt urgent care and treatment.
Questions to ask yourself
- Who would be affected if you became disabled?
- How would your life change if you became disabled?
- How long could you financially survive if you became disabled?
- How long would your income continue if you became disabled?
There are three main types of insurance which complement one another and can assist you:
The LIFE-TIME Service
LIFE-TIME Financial Group advisers read the fine print and purchase three different sources of independent Insurance Risk Research to support our written recommendations, for your consideration.
In the event of a claim, your insurance policies ‘benefits and definitions’ become all important.
Education is when you read the fine print. Experience is what you get if you don’t.
– Pete Seegar